Health Insurance Policies Cancelled After Illness

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Many people with health insurance policies are receiving notice from their health insurance providers that their policy has been canceled after being diagnosed with an illness. They have paid their premiums, followed the terms set by the provider, yet they are dropped without warning. What would cause this to happen?

Sometimes the answer is an insurance practice called rescission.

It is alleged that some of America's largest health care providers intentionally single out clients diagnosed with serious conditions, such as breast cancer or HIV for rescission. Once the clients are selected, a fraud investigation is launched to stop coverage while the insurance company looks for any technicality they can use to cancel the policy and avoid paying for costly medical care.

Rescission is not a new practice. Insurance companies have used this method to varying degrees for a number of years. Not all companies use the practice in the same way.

"That tens of thousands of Americans lost their health insurance shortly after being diagnosed with life-threatening, expensive medical conditions has been well documented by law enforcement agencies, state regulators and a congressional committee. Insurance companies have used the practice, known as "rescission," for years. And a congressional committee last year said WellPoint was one of the worst offenders." Original Source: Reuters

If your health insurance policy was canceled by the provider after you were diagnosed with an illness then please let our law firm help. A free review of your case will take only minutes. Just call 800-529-5072 now or complete the short from on this page.